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Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?
After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer’s checking account. What crime has been committed?
In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:
An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:
Which statement describes the most likely federal income tax treatment of death benefits paid to the family of an insured under an accident and health insurance policy?
An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:
Under Maryland law, the agreement between an insurance producer and insurer under which the insurance producer, for compensation, may sell, solicit, or negotiate policies issued by the insurer is defined as:
When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:
In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:
Giving policyholders some part of the agent’s commission as an inducement to purchase insurance is an unfair trade practice known as:
In Maryland, continuation of medical plan coverage for a handicapped child beyond the age limit stated in the policy may require proof of the child’s:
When the insured’s willful failure to disclose a material fact at the time of application is discovered by the insurer shortly after the policy is issued:
Disability income insurance premiums are a deductible expense when the premiums are paid by:
In accident and health insurance underwriting, when the risk imposed by an applicant is similar to the risks imposed by most other applicants, the applicant is:
All of the following are characteristics of a preferred risk applicant for disability income insurance EXCEPT:
An accident and health insurance producer is most likely to become liable for professional errors and omissions as the result of:
Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?
TESTED 20 Apr 2025